Keeping Your Employees Safe on the Job
Across the country, different states have different standards and requirements for workers compensation insurance. California, for example, requires every employer to purchase workers compensation insurance. But that’s just the start.
If you only have one employee, you still need workers comp. In fact, roofing contractors with no employees other than the owner also need workers compensation insurance according to California law!
It’s easy to see why a lot of companies find the legal requirements and intricacies confusing. That’s why JPL Insurance Services works closely with each client to find the right level of workers compensation insurance for his or her business.
Our agents are licensed to serve in every state, so we have your workers’ backs whether you are in California, Arizona, Nevada, or New York!
What Does Your Workers Comp Cover?
Workers comp covers illnesses and injuries caused by activities that take place on the job. This includes:
- Injuries caused by repetitive motion, such as back pain or carpal tunnel
- Injuries caused by accidents on the work site
- Illnesses caused by exposure to chemicals, radiation, and pollution
Workers compensation insurance does more than protect and cover your employees. Having a reliable insurance policy from JPL Insurance Services keeps your business practice legal and protects you from liability if an employee gets injured or sick. Workers compensation insurance benefits your company as much as it benefits your employees. It’s a win-win situation.
Is There Anything Workers Comp Doesn’t Cover?
Workers comp insurance typically does not cover injuries and illnesses that the employer isn’t responsible for. This usually includes:
- Injuries sustained away from the work site
- Injuries caused by a fight
- Injuries caused while not following company policies
- Injuries sustained while an employee is intoxicated
Barring these instances from coverage keeps your costs low while giving you the protection you need to operate your company at a legal standard with peace of mind.
Services from a Dependable Agency
JPL Insurance Services works with many businesses in California, Nevada, and Arizona, and nationwide. Our agents have experience helping business owners who work a wide spectrum of industries. We have the knowledge and real-world experience to guide you to the best workers compensation policy for your business.
Contact the agents at JPL Insurance Services today at 800-500-2963 to learn more about how we can help you find a workers compensation insurance policy that matches your business’s unique needs.